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What type of commercial insurance do I need? Professional liability vs business owner’s policy (BOP)

By Luke Wulsin | January 26, 2023
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When it comes to commercial insurance, there are countless types of coverage available to protect businesses of all sizes. Two of the major types are professional liability insurance and a business owner’s policy (BOP).  If you don’t understand the difference between the two and which you actually need, you can […]

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Insurance and Depreciation

By Darline Watts | July 7, 2016
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Your dwelling and most of its contents – such as your roof, laptop, and furniture – may lose value over time due to factors such as age, wear and tear, and obsolescence. This loss in value is commonly known as depreciation. Under most insurance policies, claim reimbursement begins with an […]

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Taking Care of Your Vehicle During Winter

By Amanda Henderson | February 5, 2022
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Most Americans consider their car part of the family, so much so that 56% of them name their vehicle. It is no surprise that people go to great lengths to ensure their automobiles are always in prime condition. But car washes and waxes aside, what else can you do to prep […]

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Resources for Securing Your Home on a Budget

By Amanda Henderson | September 13, 2020
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When you have children, you might find yourself worrying about home security fairly often. As a parent, it’s only natural that you want to keep your whole family safe. Thankfully, you can secure your home even on a tight budget. These resources will help you make smart financial decisions as […]

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Reading These Driving Tips Could Keep You Safe Behind the Wheel

By Amanda Henderson | January 2, 2022
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Driving can seem like such a normal, everyday habit. What we fail to realize, however, is that driving an automobile can actually be a dangerous undertaking. In 2017 alone, over 40,000 people lost their lives to accidents on the road. So, how can you keep yourself from becoming a highway […]

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How to Prepare for Severe Weather

By Amanda Henderson | June 30, 2021
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You know the feeling. Severe weather is forecast for the night, and you’re constantly refreshing the weather app on your phone and checking the radar to see if the storm is going to hit, if it’s going to turn into a tornado, and if you need to take cover in […]

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Finances 101: A Guide for Newly Independent Young People

By Amanda Henderson | April 22, 2021
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Starting your adult life as an independent individual free from parental oversight is an exciting rite of passage. Entering the grownup world isn’t always easy, however. You should take steps to protect yourself and plan for your future — responsibilities that once fell to mom and dad. This is especially […]

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5 Practical Tips for Soon-to-Be Parents with Disabilities

By Amanda Henderson | May 27, 2020
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5 Practical Tips for Soon-to-Be Parents with Disabilities All expecting parents are regularly filled with a confusing mix of excitement and fear, both looking forward to their new arrival and dreading the moment they have to start parenting. For those parents living with disabilities, these anxieties are compounded by the […]

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3 Crucial Financial Steps for Young Vets Separating From Military Service

By Amanda Henderson | January 28, 2021
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  Making a commitment to serve in the military takes a lot of courage and discipline. When that commitment is up, however, you need to apply the same level of discipline to your finances in order to continue supporting your family and to maintain your quality of life.  Alliance Insurance […]

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Man on computer about to cause a Cyber Liability claim.

How Online Quotes Lie

By John Purroy Jackson | December 10, 2021
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I know what you’re thinking. “Online quotes lie? That’s a bit strong, isn’t it?” And which online quotes? What websites? Who are we talking about? The purpose of this article is not to point fingers, or call someone out, or even to say that what they are telling you is […]

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