Motorcycle injuries and deaths cost about $12 billion annually. Motorcycle riders face dangers each time they ride from vehicle drivers who don’t check their blind spots or who travel too fast, to animals crossing the road unexpectedly. Riders can protect themselves by wearing appropriate protective gear, taking a motorcycle safety course, and making sure they have adequate motorcycle insurance.
North Carolina law requires that motorcycle owners purchase minimum levels of liability insurance coverage. Liability insurance pays for damages or injuries that you cause in an accident, as well as any legal defense costs you may incur. The state minimums are $30,000 for bodily injuries or death to one person in a single accident; $60,000 for bodily injuries or deaths to more than one person in a single accident; and $25,000 for property damage in a single accident. All motorcycle riders in North Carolina also are required to wear a helmet while riding.
The cost of motorcycle insurance is based on several factors, including your age and driving history, the make and model of your motorcycle, where you live and travel, and how often you ride. Accident costs can be substantial, especially the cost of medical treatment, so you may want to consider buying additional coverage. Your Alliance Insurance Services agent will examine these options and help you determine the right amount of coverage for you.
The Alliance Insurance Services Guarantee
At Alliance Insurance Services, we believe that when it comes to selecting an insurance agent, the most important factors are Protection, Price, and Service. Protection of your most valuable assets is what insurance is all about. As your insurance agent, it is our job to make sure you are adequately insured.
As an independent insurance Agent, we represent more than 20 top-rated insurance companies. This means we shop your motorcycle, boat or RV insurance for you, offering you the best possible coverage for the best price.
When you have a question, concern, or problem, we are here for you! We have offices in Winston-Salem and Walnut Cove. And our Summit Square Boulevard office in Winston-Salem has extended hours (until 6pm Monday thru Friday) and every Saturday for your convenience.