Life Insurance Is A Gift

Life Insurance as a gift?

When it comes to life insurance much of the focus ends up on the obvious which is losing a loved one. It also helps to think about life insurance in different ways especially during the month of February. The money from a life insurance policy can help to replace lost income while helping to provide for family members. Life insurance is a wonderful way to show your loved ones how much you care.

When thinking of all the things you do for your family, are you also the sole income earner? If you answer yes to this question, then ask yourself what happens if you suddenly pass away? Do you have a term life insurance policy of your own in addition to a policy that may be offered by your employer? Employment situations can change and you don’t want to leave yourself uncovered if you are in between jobs. Also, the policy from your employer may not be adequate for your family’s needs.

Purchasing life insurance is a gift to loved ones that continues to give them support after a death. Think of insurance in a different way by considering the following:

1. Being thankful for approval for a life insurance policy.

2. Appreciate that there is the income and resources to pay for it.

3. Knowing your loved ones have the resources to continue the life they are accustomed to gives peace of mind.

What are your plan’s for this Valentine’s Day?

With Valentine’s Day, just around the corner what is your plan to show your loved ones how much you love them? I realize that there will be dinners, flowers, candy and cards but before you know it the month will be over and everything goes back to normal. Having a term life insurance policy in place will give you a much-needed reminder of how important your loved ones are to you. So, look at term life insurance as a gift not a cost. It’s the gift that keeps on giving even when you can’t be there.