Boating is one of the most enjoyable outdoor pastimes. With its abundant lakes, sounds and a beautiful coastline, North Carolina is a major boating state. Boating is a great way to bring people together and is a fun family activity, but accidents, injuries and sometimes fatalities occur. You’ll want to purchase boat insurance that covers your liability risk as well as your boat or watercraft, its equipment and your passengers.
Because you are on the water, extra precautions are necessary to keep yourself and your passengers safe. You should take a boating safety course and educate your passengers on safe boating procedures, including the wearing of life vests. As the person at the helm, you should be familiar with and follow all applicable boating rules, and you should stay sober. According the U.S. Coast Guard, alcohol use was the leading factor in fatal boating accidents in 2013, contributing to 16 percent of deaths on the water.
How much boat insurance coverage you need will depend on several factors, including the size of your watercraft, boat or yacht. In addition to bodily injury and property damage liability coverage, you can insure against damage to and theft of your property, including your boat and trailer. You may also want to consider additional coverage for specific equipment on your boat, as well as for towing coverage and uninsured boaters coverage.
Your independent Alliance Insurance Services agent can help you navigate the sometimes confusing waters of boat insurance. With convenient offices in Winston-Salem and Walnut Cove, your Alliance Insurance Services agent is able to provide face-to-face guidance and answer your questions.
The Alliance Insurance Services Guarantee
At Alliance Insurance Services, we believe that when it comes to selecting an insurance agent, the most important factors are Protection, Price, and Service. Protection of your most valuable assets is what insurance is all about. As your insurance agent, it is our job to make sure you are adequately insured.
As an independent insurance Agent, we represent more than 20 top-rated insurance companies. This means we shop your motorcycle, boat or RV insurance for you, offering you the best possible coverage for the best price.
When you have a question, concern, or problem, we are here for you! We have offices in Winston-Salem and Walnut Cove. And our Summit Square Boulevard office in Winston-Salem has extended hours (until 6pm Monday thru Friday) and every Saturday for your convenience.